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About

MRD

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Building Pathways

See clearly where
every step leads.

You want to build wealth through property, and you want every step to be a considered one. Building Pathways sets your own numbers beside each path open to you, so you can see where each one leads before you take it.

An example. The people are invented. Narrated by an AI version of Nicholas Lockhart’s voice. 1:23

Read the words

This is Claire and Josh. They’re thirty-two, with good jobs, two young children and a home loan. They’ve talked about investing for years.

One night a friend sends them a link to the MRD Library: how real estate works, to read or to listen to. Josh looks at it and says, next year.

Through this door, next year becomes the year after. Life fills up, and the years go faster than they planned. At fifty-two they sit down and say, we really need to invest now. They still can. They just wish they’d learned how it works twenty years earlier.

Now the other door.

Through this one, they start by learning. They read how it works, then sit down with Nicholas. Before their first investment they run the numbers on it: what it costs them each week, and what happens if rates rise or it sits empty for a month. Their first investment is a considered one.

At fifty-two, they know where they stand, and what each choice would change.

It’s usually what you haven’t been shown that costs the most.

The first conversation with Nicholas costs nothing.

What’s in it for you

  • See where you stand todayYour income, savings, loans, any property and super, set out in one place, in today’s dollars.
  • See each path side by sideKeep renting and saving, buy a first investment, or add the next one. You see what each would mean for your income, your tax and what you owe, before you choose.
  • Know what each step costs you each weekWhat a property would cost you week by week, and what happens if rates rise or it sits empty for a month, before you sign anything.
  • Every assumption in viewNothing is hidden in a formula. You and your accountant can check every figure.
  • A mentor beside youNicholas walks you through it, answers your questions, and stays beside you for the next step. The decision is always yours.

How it works

  1. A free first call. Tell Nicholas where you are starting and where you want to get to.
  2. A quote. Once he knows your position, he quotes in writing. There is no obligation.
  3. Your intake form. One for a couple or one for a single person, sent through a private folder only you and MRD can see.
  4. Nicholas models it. Your position as it is, carried forward, and each pathway beside it.
  5. You talk it through together. You read the report, raise your questions, and choose your own next step.

What it could look like

Jess and Sam are invented, and so are their numbers. They are in their thirties, renting and saving.

Through one door, they buy two dual income homes over three years, keep working, and could stop work at 55 with the income they want.

Through the other, they keep renting and saving. If they stop work at 60, their savings run out at 76.

Building Pathways maps your own two doors, on your own numbers.

Who it suits

Anyone still building, or about to start: renting and saving, in your own home, or already holding an investment property. If retirement is here or in sight, Position and Pathways is the one built for you.

What Nicholas does, and does not do

Investing in property is running a business. Nicholas coaches that business: the knowledge, the mindset and the order of the steps, in real estate since 1997. He does not do your books, your tax return, your lending or your legal work. He helps you make sense of each of those worlds, so your accountant, broker and solicitor can do their parts well.

Your first call with Nicholas is free. Once he knows where you’re starting and where you want to get to, he’ll quote. No obligation.

Book your free first call →

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Get a feel for us first.A mentor with experience since 1997, from the first conversation to the keys and beyond.

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Clarity first. Confidence follows. The MRD way.