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Lessons by email
New lessons are added here one at a time, as each is finished and checked.
Where you stand today, and what each path ahead would mean.
A second look at one property before you commit.
A mentor beside you, from the first conversation to the keys.
A lesson with Nicholas on the topic you choose.
Who you would be learning from, and how MRD works.
The office line and a note form.
What is kept, and why.
Real estate you comprehend, with a mentor beside you.
One-on-one property education and personal mentoring with Nicholas Lockhart, in real estate since 1997, for people building wealth through property and planning for retirement.
Retired, or getting close?
Already have a plan, or still wondering? We can model the income your real estate may give you in retirement, then other pathways, so you can compare them side by side.
Retirement is here, or in sight →BuildingStill building, or not started?
Not sure where to begin, or whether your strategy suits you? Seen it all before? It’s usually what you haven’t been shown that costs the most. A seasoned mentor beside you means every step is a considered one.
Started investing, or about to →Since 1997, Nicholas Lockhart has taught thousands of people the nuances of successful real estate investing. He has never set out to tell people what to do, only to give them the clarity to make a fully informed decision of their own.
See it clearly.
Weigh it calmly.
Choose with confidence.
Clarity first.
Confidence follows.
The MRD way.
What MRD stands for
Mentoring
Guidance from people who have walked the path themselves. We teach you how real estate works and stay beside you, whether you’re taking your first step or looking at retirement.
Research
We research the market, then we research you: your goals, your borrowing capacity and your comfort with risk. Both shape what we teach you.
Development
We don’t teach you to be a developer. We teach how property development works, from a pair of duplexes up, so you can use it wisely. Then personal development, so a later decision doesn’t undo all you build.
Today, the same three letters stand for what I teach: Metals, Real estate and Digital assets. The Money library →
We are a boutique family business, so you deal directly with Nicholas, who has the lived experience, and our small in-house team. Nicholas mentors you and helps you comprehend. When you’re ready to act, our in-house concierge keeps your solicitor, builder and broker in step and tells you when each thing is done, from contract to keys and long after.
Looking ahead, not in the rear-view mirror
We are taught to learn about money by looking back. We study what has been, follow the evening news, and assume tomorrow will look like yesterday.
Where knowledge is lacking, fear fills the gap.
I know that fear. In 2008 we bought an investment property we planned to renovate and make our home. When the global financial crisis hit, the lender withdrew the building funds, so we let it to tenants instead. Within two years it was worth less than we paid. My wife was worried. I wasn’t, because I comprehended what we owned and why we were holding it. We held on, renovated when we could, and we live in it today. It is worth far more than we paid.
What decides how you come through a crash is whether you comprehend what you own. That is what knowledge does.
Whether you’re taking your first step, well on your way, or living from what you’ve built, there is usually something you haven’t yet been shown. We model your options with your own numbers, and the decision stays yours. Before you take our word for anything, you can speak with people we’ve helped.
Nicholas Lockhart
New in the Library
More:Read the storyHow we workBuilding libraryRetirement libraryMoney library
The first conversation
Tell me what you want, what your goals are and what you hope to achieve. If I can help you get there, I’ll tell you what it costs to work with me. If I can’t, I’ll be honest and tell you that too. That first conversation costs nothing.
Clarity first. Confidence follows. The MRD way.