What it is
You have spent years building. Position and Pathways shows whether what you hold is giving all it could. Keeping everything as it is always stands first, as the yardstick every other pathway is measured against. The other pathways might be selling some down, rearranging what you own, paying down a loan, or adding something new. Each one shows what changes for your income, your tax and what you owe, in today’s dollars.
Who it suits
People within about ten years of retirement, and people already retired, who hold property, super or both and want to see their position whole. Also anyone still building who wants the long view before the next step.
Who it does not suit
Someone whose retirement rests on the Age Pension and the family home alone. There is too little to model. And it is not a recommendation: the report shows each pathway side by side, and the decision stays yours.
What you get
- Your whole position as it is today: properties, loans, repayments, super and tax.
- That position carried forward, unchanged, to retirement and the years beyond.
- The pathways open to you, modelled beside it: holding, selling down, rearranging.
- Every assumption shown, so you and your accountant can check the figures.
- A written report, with one round of changes included.
The steps
- 1Talk to Nicholas. The first conversation costs nothing.
- 2Decide together. You pay only if Nicholas can see it adding value and you want to go ahead.
- 3Send your documents. Your properties, loans, super and what you want from them.
- 4He models your position and your pathways.
- 5Your report. Read it, ask your questions, and one round of changes is included.
The price
$550
Quoted in writing before any work starts.
General information only, drawn from Nicholas’s experience in real estate since 1997. It is education, not personal or financial advice.