Don’t lose a property you could have kept

Does this sound like you?

• Your property costs you more each week than it used to.
• Rates have risen and the tax rules have changed, and you’re not sure what that means for you.
• You’re thinking of selling, and you’re not sure it’s the right call.
• Every number you’ve seen so far came from someone else.

If that’s you, you’re far from alone.

Why run a safety check

Selling is a call you can’t undo. If your property is worth less than you paid, that’s a loss on paper. Sell now and it becomes real, for good, and any growth from here goes to someone else.

Panic looks at the repayment alone. We don’t know what we don’t know, so check the whole picture before you decide.

What you get

• Your real weekly cost, after tax. The report weighs the rent, the holding costs, the depreciation and the tax, not the repayment alone.
• This year’s tax rules. Where a rule is still before Parliament, it shows you both outcomes.
• Your numbers, not someone else’s. In my view, it gives you more flexibility than others I’ve worked with, and so a better answer.
• Any four what-ifs you choose: a rent review, a rate change, or money in your offset.
• A report for ten, twenty or thirty years, as a PDF you can keep.

How it works

1. Have your numbers with you: the loan, the rent and the costs.
2. Fill in the form. It works on your phone, with no app to download.
3. Choose up to four what-ifs.
4. Get your report as a PDF.

It starts on the cautious setting: one empty week and one letting fee every year, so the weekly figure is not flattered. If you know your own figures, put them in.

What it won’t do

It won’t tell you what to buy, or whether to sell. It shows you the numbers, so the decision stays yours, made on facts.

Not sure yet?

Talk to me first. Your first call with me is free.

Talk to me first

Ready when you are

$49 for one report, or $99 for three. Fill it in now.

Buy your cash flow

Every situation is different. Education only, not personal or financial advice.