Mentoring • Research • Development
Property check

Before you sign,
run the numbers.

A cash flow analysis of the property, built from your own inputs. You send the property, the loan and your income. Nicholas runs the numbers, then walks you through them on a video call and tests the what-ifs you set.

Illustration of Nicholas Lockhart
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3 min

What it is

A good buy can still be the wrong buy for you. The same property suits one household and strains the next, because the price is only part of it. The loan, the rent, the holding costs, your income and whose name it goes in decide what it costs you each week, and for how long. The property check shows you those numbers before you sign.

Who it suits

Someone who has found a property and wants to see how it sits against their own numbers before they commit. A first investment or the fifth, a house, a duplex or a dual-income home, established or new.

Who it does not suit

Someone who wants to be told whether to buy. The property check shows what the numbers say; the decision stays yours. And if you have not found a property yet, there is nothing to run. Start with a conversation instead.

What you get

  • A short intake form: the property, your loans, your income, and the assumptions you want tested.
  • A cash flow analysis of the property, built from your own inputs.
  • Where you want it, the property’s effect on your wider position, not only its own cash flow.
  • A video call with Nicholas to walk through it and test the what-ifs you set: a higher or lower growth rate, a rate rise, a vacancy.

The steps

  1. 1Send your inputs. Fill in the form below. Nothing is charged.
  2. 2Nicholas rings you. He reads what you send and tells you whether he can add value.
  3. 3Go ahead, or don’t. If you both want to, the fee is $550, quoted in writing before any work starts.
  4. 4He runs the numbers. A cash flow analysis built from your inputs.
  5. 5Walk through it together. A video call to test the what-ifs you set.

The price

$550

Quoted in writing before any work starts.

Hear Nicholas explain why →

Send Nicholas your property

Fill in what you know. Leave blank anything you don’t; Nicholas will ask on the call. Nothing is charged.

You

The property

Holding costs, if you know them

The loan

You and any co-owner

What-ifs to test

Tick any.

Your details go to Nicholas to prepare your property check. Your name, email, request and whether you are building or near retirement are kept in our contact records; you join the lessons list only if you tick the box. See our privacy page.

General information only, drawn from Nicholas’s experience in real estate since 1997. It is education, not personal or financial advice.

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